What We Do For Our Clients
Completion of Estimate Package
We will complete an estimate package, which includes diagrams of the damaged property areas, photographs of damaged items, contents lists for personal property items, claim support, and a detailed line item estimate in Exactimate 27.3 format. Our estimate package is the basis of the settlement, and the Aneosis package exceeds our competitors.
Negotiation/Settlement
We will make recommendations and pursue settlement negotiations. We will keep the property owner apprised of all developments, and no settlement will be tendered without the owner’s approval.
Experience Matters
Our adjusters have well-rounded experience from the independent / carrier side of adjusting process as well as that of public adjusting. Moreover, several of our adjusters are licensed investigators with legal adjusting and special investigative unit experience. As such, we are considered cause and origin industry experts. Because of this experience, we routinely have carrier denials rescinded without the necessity of litigation.
Report Loss
We will complete a timely inspection and policy coverage review, if policy documents are available. We will then report the loss to the carrier as soon as possible.
Aid in Securing Property
Upon completion of the claim reporting, we will provide recommendations regarding procedures and/or carrier guideline implementation of damage mitigation.
Document Loss
We will obtain extensive documentation of the loss with photographs, moisture detection devices, thermal imaging equipment, boroscopic inspections, and/or the use of expert assignments (on an as needed basis with the approval of the property owner).
Property Damage Claims
These services cover physical damages to structures and personal property caused by common or catastrophic events.
Fire & Smoke Damage
We help property owners document and claim damages caused by fire or smoke, including structural damage and personal belongings. Our team ensures every detail is captured for maximum claim value.
Water Losses & Plumbing Failures
Whether it’s a burst pipe, toilet backup, or supply line failure, water damage can be extensive and hidden. We assess all moisture-related damage and push for full compensation to restore your property.
Mold Claims
Mold can spread quickly after water events and is often denied or underpaid by insurers. We document, test, and advocate for proper remediation coverage.
Sinkholes
Sinkhole damage is serious and often disputed by insurers. We provide expert documentation and pursue full recovery for structural and foundational damage.
Roof Leaks & Storm Damage
From hurricane winds to hail strikes, roof damage can affect your whole home. We inspect for hidden damage and advocate for full or partial roof replacement under Florida’s 25% Rule.
Lightning & Electrical Surges
Electrical surges can damage wiring, appliances, and systems. We help prove these losses and negotiate for repairs or replacements.
Falling Objects (e.g. tiles, tree limbs)
When damage is caused by falling objects, we ensure your policy covers the impact. We gather the necessary proof and build a strong case for compensation.
Specialized & Commercial Claims
These services go beyond traditional property damage, covering business and complex situations.
Business Interruption
Lost income during repairs or operational disruption can be devastating. We calculate losses and work to recover your rightful compensation.
Loss of Use / Additional Living Expenses
When your property becomes uninhabitable, we help you claim expenses for temporary housing and living costs. We ensure nothing is overlooked.
Chinese Drywall
Toxic drywall can damage property and health. We assist in identifying qualifying materials and pursuing related claims.
Marine Losses
Damage to docks, boats, or waterfront property requires a specialized approach. Our adjusters understand marine policies and can help maximize recovery.
Workers’ Compensation
If your business is facing a claim or dispute under workers’ comp, our adjusters can help navigate documentation and negotiations for fair resolution.
Theft, Vandalism, and Unexpected Events
These claims address situations caused by human actions or other unexpected property impacts.
Theft & Burglary
We document stolen or damaged items after a break-in and advocate for full replacement value. Our team fights for fair compensation even when insurers underpay or deny.
Vandalism & Malicious Mischief
Intentional damage can leave you with unexpected repair costs. We guide you through the claims process and negotiate for proper restitution.
Motor Vehicles Striking Property
Whether it’s a car hitting a fence or structure, we ensure damages are properly evaluated and covered. We manage the process to prevent finger-pointing between insurers.
Toilet & Shower Pan Leaks
Leaks from bathroom fixtures can cause significant hidden damage. We detect, document, and pursue a full claim before mold or deterioration spreads.